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California workers compensation — the clock

Four deadlines decide your claim.
One of them runs against your employer, not you.

Calendar with claim deadlines marked

Thirty days to notify your employer. One working day for them to give you a claim form. Ninety days for the carrier to accept or deny, after which the injury is presumed compensable. One year to file. And for cumulative trauma, a date of injury rule that frequently gives workers more time than they think they have.

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The deadlines

Every California workers compensation clock that matters

  • 30 days — notice to your employer, § 5400 — Notice of injury must generally be given within thirty days. Written notice with a date is the version that is provable later. Verbal notice to a supervisor is common and much harder to establish.
  • 1 working day — the DWC-1 form, § 5401 — Your employer must provide the claim form within one working day of learning of the injury. If nobody gives you one, download it from the DWC and file it yourself.
  • 90 days — the carrier's window, § 5402 — From the filed claim form, the carrier has ninety days to deny. If it does not deny within that period, the injury is presumed compensable, and that presumption is rebuttable only by evidence discovered afterward.
  • 1 year — filing the claim, § 5405 — Generally one year from the date of injury to file an application with the WCAB. Missing it is usually fatal to the claim.
  • Cumulative trauma — the date of injury is § 5412 — Disability plus knowledge that the injury is work-related. Both required. This is what gives long-running conditions a live filing window.
  • 5 years — reopening for new and further disability — A claim may generally be reopened within five years of the date of injury where the condition worsens. Not a substitute for filing on time, but relevant after settlement.
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The 90-day rule is the one working for you

§ 5402 provides that if the employer does not reject liability within ninety days of the filed claim form, the injury is presumed compensable. That presumption is a genuine advantage and it exists precisely because carriers were sitting on claims. It only starts once the DWC-1 is actually filed, which is why filing matters more than reporting.

Written notice, always

A conversation with a supervisor satisfies § 5400 in principle and proves nothing in practice. Email is free. Send it, keep the copy, and note the date. Workers who reported verbally and later faced a denial for late notice usually cannot prove the conversation happened.

Do not let treatment substitute for filing

Receiving medical care through an employer clinic is not the same as having filed a claim. Workers routinely believe their claim is open because they were seen by a company doctor. The DWC-1 is what starts the process.

The sequence

Every deadline in order

Day 0

Injury or date of injury

For a specific injury, the incident. For cumulative trauma, the § 5412 date: disability plus knowledge of the work connection.

Within 30 days

Notify your employer — § 5400

In writing, dated, and keep a copy. Late notice is a defense the carrier will raise if it is available.

Within 1 working day of notice

Employer provides the DWC-1 — § 5401

Their obligation, not yours. If they do not, get the form from the DWC website and submit it.

On filing the DWC-1

The 90-day clock starts — § 5402

The carrier must accept or deny. Silence past ninety days creates a presumption of compensability.

Within 1 year

File the application — § 5405

One year from the date of injury. This is the deadline that ends claims outright.

Within 5 years

Reopening for new and further disability

Where the condition worsens after resolution, a petition to reopen is generally available within five years of the date of injury.

Deadline traps

The situations where people lose claims

Every item below is a common way a valid claim expires. None of them involve anyone being told the clock was running.

Reporting verbally with no written record
Assuming clinic treatment means a claim was filed
Never receiving a DWC-1 and never asking
Waiting to see if symptoms resolve
Assuming an old cumulative injury is too late
Waiting out a denial appeal past the one-year mark
Believing the employer filed on your behalf
Leaving the job and losing access to records
Assuming a 1099 means no coverage
Waiting for an employer clinic to say it is work-related
Treating a settlement as the end of all rights
Missing the five-year reopening window
The paperwork

The documents each deadline attaches to

Three documents, three clocks. Missing one is how valid claims expire without anyone being told.

Written injury notice email to an employer
Written notice within 30 days under section 5400. Dated, kept, provable.
DWC-1 workers compensation claim form
The DWC-1. Filing it starts the carrier's 90-day window under section 5402.
Calendar with claim deadlines marked
The one-year deadline under section 5405, calendared from the actual date of injury.

The thirty-day notice requirement

Cal. Lab. Code § 5400 generally requires notice of injury to the employer within thirty days. For a specific injury the trigger is obvious. For cumulative trauma it connects to the § 5412 date of injury.

In practice this deadline is more forgiving than it sounds, because the statutory scheme provides that failure to give notice is not necessarily a bar where the employer had actual knowledge or was not prejudiced by the delay.

But relying on that is unnecessary. A dated email to a supervisor or HR costs nothing and eliminates the argument entirely. The workers who run into trouble are the ones who mentioned it in a hallway and cannot establish when.

The claim form, and why filing is different from reporting

Cal. Lab. Code § 5401 requires the employer to provide a DWC-1 claim form within one working day of learning of an injury. That is the employer's obligation.

It is also the obligation most frequently ignored, and workers who never receive a form often assume nothing more is required of them because they told someone.

Reporting and filing are different acts. Reporting starts the employer's duty. Filing the DWC-1 starts the carrier's ninety-day clock under § 5402 and creates the record that the claim exists.

If you were never given a form, the form is available from the Division of Workers' Compensation and you can complete and submit it yourself. Keep a dated copy of what you submitted and how.

The ninety-day presumption is a real advantage

Cal. Lab. Code § 5402 provides that if liability is not rejected within ninety days of the date the claim form is filed, the injury is presumed compensable.

That presumption can generally be rebutted only by evidence discovered after the ninety-day period. It exists because carriers were leaving claims unresolved indefinitely while injured workers went without treatment.

The practical significance is that the date you file the DWC-1 matters enormously and is entirely within your control. A claim reported in March and filed in July has a ninety-day clock starting in July, not March.

§ 5402 also generally requires the employer to authorize medical treatment up to a statutory limit while the claim is being investigated, so treatment does not have to wait for a decision.

Cumulative trauma timing, and why old injuries are often still live

This is the provision that changes outcomes most often. § 5412 defines the date of injury for a cumulative injury as the date the employee first suffered disability and either knew, or in the exercise of reasonable diligence should have known, that the disability was caused by present or prior employment.

Both elements are required. Symptoms alone are not disability. And knowledge means knowing the work connection, which frequently arrives only when a physician says so for the first time.

So a worker who has managed wrist pain for five years, never missed a day, never had restrictions and was never told it was occupational may have a date of injury measured in months rather than years.

This is highly fact-specific and it is the single best reason not to assume a claim is dead without asking. The assumption costs people valid claims constantly.

After the claim resolves

Resolution is not always permanent. Where a condition worsens after a claim is resolved, California generally allows a petition to reopen for new and further disability within five years of the date of injury.

That window is measured from the date of injury, not from the settlement, which means a claim resolved in year four leaves roughly a year of reopening availability.

How a claim is resolved also matters. Different settlement structures treat future medical care differently, and the choice affects what happens if the condition deteriorates.

It is worth understanding those differences before agreeing to any resolution, because the structure is not something that can be revisited afterward.

How it works

What happens when you call about a deadline

If you are unsure whether time has run, this is a fifteen-minute question with a real answer.

1

No-cost claim review

We determine your actual date of injury, which for cumulative trauma is frequently later than you assume.

2

Notice and filing handled

Written notice given, the DWC-1 filed properly, and the ninety-day clock under § 5402 started so the carrier has to take a position.

3

Deadlines tracked

Every date calendared, including the five-year reopening window, rather than left to whoever remembers.

4

Benefits pursued

Treatment, temporary and permanent disability. Workers comp fees are set and approved by the judge.

Common questions

California workers comp deadlines — answers

Generally thirty days to notify your employer under Cal. Lab. Code section 5400. Give the notice in writing with a date and keep a copy, because verbal notice to a supervisor is common and very difficult to prove later. The statutory scheme does provide some protection where the employer had actual knowledge or was not prejudiced by a delay, but relying on that is unnecessary when an email costs nothing.
Generally one year from the date of injury to file an application with the Workers' Compensation Appeals Board, under Cal. Lab. Code section 5405. For a specific injury the date of injury is the incident. For cumulative trauma, section 5412 defines it as the date you first suffered disability and knew or reasonably should have known the disability was caused by employment, which is frequently much later than when symptoms began.
Under Cal. Lab. Code section 5402, if the employer does not reject liability within ninety days of the date the claim form is filed, the injury is presumed compensable, and that presumption can generally be rebutted only by evidence discovered after the ninety-day period. It exists because carriers were leaving claims unresolved indefinitely. Importantly, the clock starts when the DWC-1 is filed, not when you reported the injury, which makes the filing date something worth controlling.
Cal. Lab. Code section 5401 requires the employer to provide a DWC-1 claim form within one working day of learning of an injury. It is one of the most frequently ignored obligations in the system. If you were not given one, obtain the form from the Division of Workers' Compensation and complete and submit it yourself. Keep a dated copy of what you submitted and how, because filing the form is what starts the carrier's ninety-day window.
Generally yes, within five years of the date of injury, through a petition to reopen for new and further disability. Note that the five years runs from the date of injury rather than from the settlement, so a claim resolved in year four leaves roughly one year of availability. How a claim is resolved also affects what happens later, because different settlement structures treat future medical care differently, and that choice cannot be revisited afterward.

Not sure whether your deadline has passed? Ask before assuming.

Free case review. The cumulative trauma date rule surprises people constantly.

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Sources cited on this page — Four deadlines decide your claim

California Labor Code sections and state agencies referenced on this page. Verify any deadline or figure against the primary source.

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