
Thirty days to notify your employer. One working day for them to give you a claim form. Ninety days for the carrier to accept or deny, after which the injury is presumed compensable. One year to file. And for cumulative trauma, a date of injury rule that frequently gives workers more time than they think they have.
§ 5402 provides that if the employer does not reject liability within ninety days of the filed claim form, the injury is presumed compensable. That presumption is a genuine advantage and it exists precisely because carriers were sitting on claims. It only starts once the DWC-1 is actually filed, which is why filing matters more than reporting.
A conversation with a supervisor satisfies § 5400 in principle and proves nothing in practice. Email is free. Send it, keep the copy, and note the date. Workers who reported verbally and later faced a denial for late notice usually cannot prove the conversation happened.
Receiving medical care through an employer clinic is not the same as having filed a claim. Workers routinely believe their claim is open because they were seen by a company doctor. The DWC-1 is what starts the process.
For a specific injury, the incident. For cumulative trauma, the § 5412 date: disability plus knowledge of the work connection.
In writing, dated, and keep a copy. Late notice is a defense the carrier will raise if it is available.
Their obligation, not yours. If they do not, get the form from the DWC website and submit it.
The carrier must accept or deny. Silence past ninety days creates a presumption of compensability.
One year from the date of injury. This is the deadline that ends claims outright.
Where the condition worsens after resolution, a petition to reopen is generally available within five years of the date of injury.
Every item below is a common way a valid claim expires. None of them involve anyone being told the clock was running.
Three documents, three clocks. Missing one is how valid claims expire without anyone being told.



Cal. Lab. Code § 5400 generally requires notice of injury to the employer within thirty days. For a specific injury the trigger is obvious. For cumulative trauma it connects to the § 5412 date of injury.
In practice this deadline is more forgiving than it sounds, because the statutory scheme provides that failure to give notice is not necessarily a bar where the employer had actual knowledge or was not prejudiced by the delay.
But relying on that is unnecessary. A dated email to a supervisor or HR costs nothing and eliminates the argument entirely. The workers who run into trouble are the ones who mentioned it in a hallway and cannot establish when.
Cal. Lab. Code § 5401 requires the employer to provide a DWC-1 claim form within one working day of learning of an injury. That is the employer's obligation.
It is also the obligation most frequently ignored, and workers who never receive a form often assume nothing more is required of them because they told someone.
Reporting and filing are different acts. Reporting starts the employer's duty. Filing the DWC-1 starts the carrier's ninety-day clock under § 5402 and creates the record that the claim exists.
If you were never given a form, the form is available from the Division of Workers' Compensation and you can complete and submit it yourself. Keep a dated copy of what you submitted and how.
Cal. Lab. Code § 5402 provides that if liability is not rejected within ninety days of the date the claim form is filed, the injury is presumed compensable.
That presumption can generally be rebutted only by evidence discovered after the ninety-day period. It exists because carriers were leaving claims unresolved indefinitely while injured workers went without treatment.
The practical significance is that the date you file the DWC-1 matters enormously and is entirely within your control. A claim reported in March and filed in July has a ninety-day clock starting in July, not March.
§ 5402 also generally requires the employer to authorize medical treatment up to a statutory limit while the claim is being investigated, so treatment does not have to wait for a decision.
This is the provision that changes outcomes most often. § 5412 defines the date of injury for a cumulative injury as the date the employee first suffered disability and either knew, or in the exercise of reasonable diligence should have known, that the disability was caused by present or prior employment.
Both elements are required. Symptoms alone are not disability. And knowledge means knowing the work connection, which frequently arrives only when a physician says so for the first time.
So a worker who has managed wrist pain for five years, never missed a day, never had restrictions and was never told it was occupational may have a date of injury measured in months rather than years.
This is highly fact-specific and it is the single best reason not to assume a claim is dead without asking. The assumption costs people valid claims constantly.
Resolution is not always permanent. Where a condition worsens after a claim is resolved, California generally allows a petition to reopen for new and further disability within five years of the date of injury.
That window is measured from the date of injury, not from the settlement, which means a claim resolved in year four leaves roughly a year of reopening availability.
How a claim is resolved also matters. Different settlement structures treat future medical care differently, and the choice affects what happens if the condition deteriorates.
It is worth understanding those differences before agreeing to any resolution, because the structure is not something that can be revisited afterward.
If you are unsure whether time has run, this is a fifteen-minute question with a real answer.
We determine your actual date of injury, which for cumulative trauma is frequently later than you assume.
Written notice given, the DWC-1 filed properly, and the ninety-day clock under § 5402 started so the carrier has to take a position.
Every date calendared, including the five-year reopening window, rather than left to whoever remembers.
Treatment, temporary and permanent disability. Workers comp fees are set and approved by the judge.
Free case review. The cumulative trauma date rule surprises people constantly.
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